Hand over the keys.
Keep your peace of mind.
Cede is the discreet way to exit your financed or leased vehicle. We assume your payments and manage the entire transfer — paperwork, lender, title, and keys.
Protect your credit. Protect your future.
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Behind on car payments? Concerned about repossession?
Protect your credit. Protect your future.
When your car payment feels overwhelming, you deserve to know your options. Cede reviews your loan, any past-due payments, and your vehicle to explore a practical path forward. Your next chapter matters.
Every situation is different. Credit outcomes are not guaranteed, and your existing auto loan remains your responsibility unless your lender releases you.
We assume your payments
Hand off a financed or leased vehicle without the hassle of selling privately or trading in at a loss.
We handle the paperwork
Lender coordination, payoff verification, title transfer, and insurance — managed end to end.
You move on cleanly
A discreet, premium transaction. No listings, no strangers, no haggling. Just a smooth handoff.
Five steps. One seamless handoff.
Submit your vehicle
Share the details, photos, and your loan or lease information in minutes.
Upload paperwork
Registration, original contract, payoff letter, and ID — all stored privately.
We review & verify
We contact your lender, confirm the payoff, and inspect the vehicle.
Receive your offer
We present terms to assume your payments or purchase the vehicle outright.
Close & hand off
Title transfer, insurance coordination, and keys — all taken care of.
Recently acquired
Ready to cede your vehicle?
Start your submission in minutes. Our acquisitions team handles the rest — discreetly, professionally, and entirely in-app.
Begin Submission